2102, 2020

Important Information to Have Before Applying for a Mortgage

February 21st, 2020|

The mortgage application process can seem difficult, but it doesn’t have to be. If you take time before your application to get some basic information together, and take a few important steps in advance, the process can be very easy. Here are the documents and information you should have before you apply. Your Credit Score Perhaps one of the most [...]

1402, 2020

Understanding the Home Buying Timeline

February 14th, 2020|

So you’re ready to buy a home. That’s exciting, but before you get ahead of yourself and start packing boxes, it’s a good idea to know what the average timeline is for someone to get into a new home. Part of the process includes time to get qualified for and close on the mortgage. Here’s an overview of that timeline [...]

702, 2020

Calculating How Much Home You Can Afford

February 7th, 2020|

Whether you’re looking to buy your first home, you’re ready to upgrade from your current place to have more room to grow your family, or you need to downsize in retirement, one of the first questions you should answer is how much home you can afford. Calculating the information can help you shop for homes in the right price range. [...]

1701, 2020

Refinancing Can Put More Cash in Your Pocket

January 17th, 2020|

Buying a home is one way to gain a valuable asset that often increases in value over time, but you can only realize the value of it when you sell your home. If you don’t plan to sell anytime soon, there is another way that you can use the value of your home to get cash in your pocket today [...]

1001, 2020

Is a No-Cost Loan Right for You?

January 10th, 2020|

Anytime you hear the words “no cost” it seems like it should be a good deal, right? No-cost loans are no exception, but they are not exactly the right choice for every homebuyer. Here is an overview of what a no-cost mortgage is, and who might benefit from this type of loan. No-Cost Mortgage Loans Explained The term no-cost loan [...]

301, 2020

New Year, New Home: Why January is a Great Time to Start House Shopping

January 3rd, 2020|

Whether it’s an enduring myth, popular wisdom passed from generation to generation or just a habit we have gotten into as a society, many people believe that the best time to shop for a new home is in the spring and summer months. This is arguably the time when there is the most inventory on the market (since many homeowners [...]