When it comes to obtaining financing for your home, you may be wondering if you should use Utah mortgage lenders like Integrity First Lending or big banks. While banks are everywhere, it can be challenging to get a home loan from these institutions, especially for first-time home buyers, because they employ a more rigid lending process. Lending or mortgage companies, [...]

Many factors come into play when computing your mortgage. However, some of these elements, such as PMI, can easily be overlooked if you don’t make a conscious effort to keep track of them. Good thing there are now home loan or mortgage calculators in Utah available online, such as the one on the Integrity First Lending website. Now, you can [...]

Buying a house is a dream for many, but not everyone can afford to finance it. Fortunately, there is a way for you to buy a house in Salt Lake City with no down payment. How? You have to work with the best mortgage lenders in Utah. Integrity First Lending empowers aspiring homeowners by providing them flexible financing options to [...]

Teaming up with a reliable and experienced lending company is critical to your homebuying journey. A good working relationship with your lender will improve productivity, performance, and ease. Integrity First Lending welcomes new ideas and responds to conflict accordingly throughout your mortgage process in Utah. Core Values Core values might be the most fundamental aspect of a professional client-to-lender relationship. [...]

Lenders use your credit score to identify the possible risks to offering you a loan. Based on your payment history, your credit score can either be poor or good. Remember that several factors, such as defaults, penalties brought about by late payments and the amount of money you owe, all play a crucial role in your credit score. Aside from [...]

The Veteran’s Administration (VA) home loan program is one of the most popular benefits offered to veterans. This home loan program is intended to offer ease to the socioeconomic dilemmas of the post-war readjustments of those who relentlessly provided services in the US military. This home loan partially guarantees mortgages and refinancing made via private lenders like banks and mortgage [...]