1812, 2020

3 Money Habits that are Making it Harder to Save for a Down Payment

December 18th, 2020|

If you are thinking about buying a home in 2021, one of the first things you need to do is save enough money for a down payment. That’s not an easy task, and if you’re having trouble saving money, it might be time to examine your current spending habits. Here are three common habits that can make it much harder [...]

1112, 2020

Ready to Set Home Ownership Goals for the New Year?

December 11th, 2020|

One of the most common rituals for the new year is the habit of setting goals. Often these goals revolve around personal improvement, or finding ways to make a better life in the coming year. For those who have been renting, now is the perfect time to set a goal for achieving home ownership in 2021. After a difficult year [...]

412, 2020

Simple Steps to Save for a Down Payment on Your Next Home (Part 2)

December 4th, 2020|

In part one of this blog post we covered the first steps to help you save for a down payment, which involved: Knowing how much you need to save Setting a timeline for saving Selecting the loan you would be eligible for, so you know how much down payment you need (5% to 20%+) Now let’s talk about some of [...]

2011, 2020

Simple Steps to Save for a Down Payment on Your Next Home (Part 1)

November 20th, 2020|

There are few things in life as big as buying your very own home. Homeownership has long been a central part of what many people call the “American Dream,” but it’s not something that you can achieve easily. One of the biggest hurdles to buying a new home is having enough money to put as a down payment. If you [...]

1311, 2020

Are Interest Rates Going to Rise After the 2020 Election?

November 13th, 2020|

Now that the events of early November are starting to settle, it looks increasingly president-elect Joe Biden will become the 46th president of the United States. Many people are wondering what effect this change might have on interest rates. After all, we have seen a long stretch of record low rates. Homebuyers in the market to get a mortgage loan [...]

611, 2020

How the Right Mortgage Lender Can Save You Thousands on a Home

November 6th, 2020|

As you prepare to apply for a mortgage loan, there is a lot to do. You need to get prequalified and/or preapproved, you need to set your budget, and you need to make sure your finances are in order to get the best mortgage rate. But there is one additional item to add to your checklist: comparing mortgage lenders. To [...]