Blog

There are several forms of mortgage refinancing that homeowners might consider depending on their situation and their financial needs, and one of these involves converting from one loan program to another that might be more beneficial. One example here is a refinance from the FHA loan program into a conventional loan -- why is this […]

You may receive a number of tips during a mortgage and homebuying situation, and one you may hear is to avoid any situation where you'll be changing jobs during this process. It's true that there are some situations where a job change during a mortgage application or homebuying setting, but it's important to understand the […]

There are a few different reasons why you might consider refinancing your mortgage, from obtaining a lower rate to several others. Many of these will include some important timing-related elements -- choosing exactly when to refinance will often make the difference between a profitable and unprofitable experience. At Integrity First Lending, we're happy to provide […]

Homes can serve both personal and investment purposes in many situations, and a good example of this theme is among those who consider the purchase of a second home. Those who have the financial flexibility to do so may find several different benefits from this move -- both in terms of personal or family comfort […]

In today's competitive housing market, buyers are always looking for little ways to help their home offers stand out to sellers. One method that may be useful for you here: Including a cover letter with your offer. At Integrity First Lending, we've assisted numerous clients with obtaining a quality mortgage loan, plus with using their […]

There are several important steps that make up a home search and mortgage application process, and one of them that's often among the most exciting for buyers is touring homes for sale. At the same time, it's important -- especially for first-time buyers who haven't been through this process before -- to know what to […]

If you're a potential homebuyer who's had your ear to the ground in recent months, by now you've likely heard about how low mortgage rates currently are. Is this really the case, and what do low mortgage rates actually mean for you and other buyers? At Integrity First Lending, we're proud to help all our […]

For those looking to refinance their mortgage, now is potentially a great time. Mortgage rates are very low currently, meaning there may be opportunities to refinance your home loan to a lower rate that makes your payment situation more affordable -- but ensuring you've taken the right steps in this process is important. At Integrity […]

Mortgage rates are in a constant state of fluctuation, and this naturally can create some stress for homebuyers who are looking to nail down the lowest rate possible. One potential solution available to many buyers in this situation: What's known as a mortgage rate lock. At Integrity First Lending, we're happy to assist clients with […]

The joys of homeownership often cannot be overstated. As mortgage lenders, we know just how many people want to buy a home in Utah. Especially if you are a first-time home buyer, the homebuying experience can be truly thrilling. Everyone wants to realize the American dream of homeownership! If you’re on the fence about buying […]