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The mortgage application process can seem difficult, but it doesn’t have to be. If you take time before your application to get some basic information together, and take a few important steps in advance, the process can be very easy. Here are the documents and information you should have before you apply. Your Credit Score […]

So you’re ready to buy a home. That’s exciting, but before you get ahead of yourself and start packing boxes, it’s a good idea to know what the average timeline is for someone to get into a new home. Part of the process includes time to get qualified for and close on the mortgage. Here’s […]

Whether you’re looking to buy your first home, you’re ready to upgrade from your current place to have more room to grow your family, or you need to downsize in retirement, one of the first questions you should answer is how much home you can afford. Calculating the information can help you shop for homes […]

Buying a home is one way to gain a valuable asset that often increases in value over time, but you can only realize the value of it when you sell your home. If you don’t plan to sell anytime soon, there is another way that you can use the value of your home to get […]

Anytime you hear the words “no cost” it seems like it should be a good deal, right? No-cost loans are no exception, but they are not exactly the right choice for every homebuyer. Here is an overview of what a no-cost mortgage is, and who might benefit from this type of loan. No-Cost Mortgage Loans […]

Whether it’s an enduring myth, popular wisdom passed from generation to generation or just a habit we have gotten into as a society, many people believe that the best time to shop for a new home is in the spring and summer months. This is arguably the time when there is the most inventory on […]

For anyone who has gone through the process of trying to buy a new home, you know it can be a little frustrating at times. But there are a few things you can do that will streamline the process so you can get into that home of your dreams just a little sooner. One of […]

There are few things in life more frustrating than finding your dream home and being ready to move in only to find out that your loan process has hit some delays (sometimes your fault, and sometimes it’s because of someone or something outside your control). If you are considering purchasing a new home any time […]

Interest rates on home loans are at or close to all-time lows, but if you’re not in the market to purchase a home right now, it might seem like that news doesn’t impact you. However, for any homeowner with a higher interest rate on their mortgage, now might be the perfect time to take advantage […]

If you’re thinking about buying a home, getting the lowest possible interest rate is crucial; low interest rates mean a lower total monthly payment, and lower payments over the life of the loan. On a $250,000 house, a 0.5% increase in your interest rate adds about $75 to your monthly payment, and over the life […]