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VA loans (backed by the US Department of Veterans Affairs) are some of the most beneficial mortgage types out there for those who qualify, offering no down payment requirements and fantastic mortgage rates to military veterans and their spouses. And while the qualification thresholds for VA loans are relaxed compared to many other loan types, […]

For prospective or upcoming homeowners, one of the most important long-term elements typically considered is the monthly mortgage payment. Knowing exactly how much you'll be paying each month moving forward is vital for any mortgage loan and home you're considering, and for many buyers, this also includes understanding the different elements that comprise the monthly […]

There are numerous benefits offered to those who utilize the FHA loan program for their mortgage, and some of these are present in the realm of refinancing. In particular, one form of FHA refinancing that's often carried out by homeowners for a few different benefits is known as the streamline refinance. At Integrity First Lending, […]

For many prospective homebuyers, including first-time buyers, the FHA loan program is ideal. Backed by the Federal Housing Administration and offering low interest rates and flexible qualification thresholds, FHA loans are some of the most commonly-used loans among first-time buyers -- but those in this position may need a hand when it comes to their […]

Many who are entering the home market are well aware that the FHA program is one of the most prominent loan types available, especially for first-time homebuyers. Did you realize, though, that even within the FHA program realm, there are multiple different sub-types of loans that might be ideal for you? At Integrity First Lending, […]

As many are well aware, there are plenty of situations where current homeowners who hold a mortgage will be looking to refinance it, whether for lower monthly payments, more stable payment structure or for other reasons. But because certain specialty mortgage programs differ from conventional loans in several ways, there are those who wonder whether […]

For those who qualify, including active military, spouses and veterans, use of the VA loan program is enormously beneficial. Coming with special features like no down payment and no private mortgage insurance, VA loans are one of the government's ways of giving back to its service members -- and if you're looking to take advantage […]

There are several forms of mortgage refinancing that homeowners might consider depending on their situation and their financial needs, and one of these involves converting from one loan program to another that might be more beneficial. One example here is a refinance from the FHA loan program into a conventional loan -- why is this […]

You may receive a number of tips during a mortgage and homebuying situation, and one you may hear is to avoid any situation where you'll be changing jobs during this process. It's true that there are some situations where a job change during a mortgage application or homebuying setting, but it's important to understand the […]

There are a few different reasons why you might consider refinancing your mortgage, from obtaining a lower rate to several others. Many of these will include some important timing-related elements -- choosing exactly when to refinance will often make the difference between a profitable and unprofitable experience. At Integrity First Lending, we're happy to provide […]