April 26, 2022
Avoiding Causes of VA Loan Denial in Utah

VA loans (backed by the US Department of Veterans Affairs) are some of the most beneficial mortgage types out there for those who qualify, offering no down payment requirements and fantastic mortgage rates to military veterans and their spouses. And while the qualification thresholds for VA loans are relaxed compared to many other loan types, […]

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April 1, 2022
Elements Comprising a Monthly Mortgage Payment

For prospective or upcoming homeowners, one of the most important long-term elements typically considered is the monthly mortgage payment. Knowing exactly how much you'll be paying each month moving forward is vital for any mortgage loan and home you're considering, and for many buyers, this also includes understanding the different elements that comprise the monthly […]

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March 29, 2022
Determining if FHA Streamline Refinance is Prudent

There are numerous benefits offered to those who utilize the FHA loan program for their mortgage, and some of these are present in the realm of refinancing. In particular, one form of FHA refinancing that's often carried out by homeowners for a few different benefits is known as the streamline refinance. At Integrity First Lending, […]

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March 4, 2022
Simple Steps for Applying for an FHA Loan

For many prospective homebuyers, including first-time buyers, the FHA loan program is ideal. Backed by the Federal Housing Administration and offering low interest rates and flexible qualification thresholds, FHA loans are some of the most commonly-used loans among first-time buyers -- but those in this position may need a hand when it comes to their […]

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February 22, 2022
Types of FHA Loans Available to SLC Borrowers

Many who are entering the home market are well aware that the FHA program is one of the most prominent loan types available, especially for first-time homebuyers. Did you realize, though, that even within the FHA program realm, there are multiple different sub-types of loans that might be ideal for you? At Integrity First Lending, […]

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February 4, 2022
Options and Steps for Refinancing VA Loans

As many are well aware, there are plenty of situations where current homeowners who hold a mortgage will be looking to refinance it, whether for lower monthly payments, more stable payment structure or for other reasons. But because certain specialty mortgage programs differ from conventional loans in several ways, there are those who wonder whether […]

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January 25, 2022
On Prequalification Themes for VA Mortgages

For those who qualify, including active military, spouses and veterans, use of the VA loan program is enormously beneficial. Coming with special features like no down payment and no private mortgage insurance, VA loans are one of the government's ways of giving back to its service members -- and if you're looking to take advantage […]

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January 7, 2022
Refinancing from FHA Loan to Conventional Utah Mortgage

There are several forms of mortgage refinancing that homeowners might consider depending on their situation and their financial needs, and one of these involves converting from one loan program to another that might be more beneficial. One example here is a refinance from the FHA loan program into a conventional loan -- why is this […]

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December 28, 2021
Impact of a Job Change on Mortgage or Homebuying

You may receive a number of tips during a mortgage and homebuying situation, and one you may hear is to avoid any situation where you'll be changing jobs during this process. It's true that there are some situations where a job change during a mortgage application or homebuying setting, but it's important to understand the […]

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December 3, 2021
Timing Considerations for Refinancing Your Mortgage

There are a few different reasons why you might consider refinancing your mortgage, from obtaining a lower rate to several others. Many of these will include some important timing-related elements -- choosing exactly when to refinance will often make the difference between a profitable and unprofitable experience. At Integrity First Lending, we're happy to provide […]

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What Our Clients Say About Us

  • “There is a lot of hype about what a great lending company such-and-such is, but I can tell you from my recent personal experience that Integrity First Lending refinanced my home within in 10 days with no hassle. And I mean NO HASSLE. The individuals working for this organization are both professional and, if I may add personally, the nicest people I have ever worked with. Words cannot express how happy my wife and are that we found Integrity First Lending and will unhesitatingly recommend them to anyone looking for an initial or refinanced home loan.”
    Joe L.
  • “What a fantastic team to work with. The commitment and communication with clients are the best. You will be in good hands working with Integrity First Lending. Highly recommended!”
    Mike M.
  • “This is our second time working with Integrity First. Both times we shopped around, checking for the best rates. Integrity had the lowest fees, lower even than the mortgage company who already held our loan. We received excellent customer care each time.”
    Mica T.
  • “Very easy company to work with! Painless refinance process and fast closing!”
    Cody W.
  • “Integrity First Lending is professional, helpful, and knowledgeable. They communicated clearly and regularly, so that I always knew what was happening. They responded promptly to my questions. The process went very smoothly because of their expertise. I highly recommend this team!”
    Becky B.
  • “The Integrity First team epitomizes a "customer-first" attitude. The team's responsiveness and timely communication make them stand out above the rest.”
    Bruce C.
  • “Integrity First has a great team on individuals who made our refinance quick and easy. We were able to do everything ok online through their portal right up until we closed with the title company.”
    Alison D.
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