Blog

June 18, 2021
How Do Mortgage Interest Rates Work?

You may have heard that mortgage interest rates are at historic lows. It’s true, and it’s a good time to buy a home in Utah — or anywhere, for that matter. But why do interest rates vary? Why are they not the same every day for everyone? The mortgage lenders at Integrity First Lending explain […]

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June 11, 2021
Should I Get a Home Equity Loan in Utah?

When you’re having cash flow problems, you might consider a home equity loan in Utah. These types of loans can be a lifesaver, or a way to achieve your dreams. But it’s good to consider the ins and outs of a home equity loan before deciding to apply for one. The mortgage lenders at Integrity […]

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June 4, 2021
How Much Money Down Do I Need for a Home Loan in Utah?

Arguably, the hardest part of buying a home in Utah is coming up with the down payment. You may know people who have put tens of thousands of dollars down and others who got a zero-down mortgage in Utah. How does it work? How much do you really need? The mortgage lenders at Integrity First […]

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May 21, 2021
How to Use a Mortgage Payment Calculator

When you’re considering buying a home, you want to make sure you choose one that you can afford. But how do you know? Integrity First Lending’s mortgage payment calculator can help.   How Do You Use a Mortgage Payment Calculator? Integrity First Lending has a tool that makes it easy to calculate your mortgage payments. […]

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May 14, 2021
How to Get a Home Loan in Utah After Bankruptcy

If you have filed for bankruptcy, you may wonder when you will be eligible to apply for a home loan in Utah. The time period varies based on a number of factors. To find out whether — or when — you qualify for a home loan in Salt Lake City after filing for bankruptcy, talk […]

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May 7, 2021
Is Now a Good Time to Refinance in Utah?

You may have considered refinancing during the pandemic, but you may have been unsure about whether that was the best time. Should you wait to see if mortgage rates in Utah fall even lower? Or will you miss out on a better deal by waiting? It can be hard to tell. You need a Utah […]

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April 16, 2021
How to Get a Zero Down Mortgage in Utah

It can be hard to save up $50,000 or more for a down payment on a home. You may wonder if you qualify for a zero down mortgage in Utah. Talk to the mortgage lenders at Integrity First Lending of Salt Lake City. We can help you find out if you qualify for this helpful […]

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April 9, 2021
How Important Are Current Mortgage Rates in Utah?

Your mortgage rate determines how much you pay for your home loan. Interest rates change over time, but should you base your decision to buy a home on the current mortgage rates in Utah? The mortgage lenders at Integrity First Lending explain how much weight you should give to current mortgage rates when deciding to […]

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April 2, 2021
Perks for First-Time Home Buyers in Utah

If you’re thinking of buying your first home, Integrity First Lending can help! We’re the mortgage company in Utah that’s known for helping first-time home buyers realize their dream of homeownership. We can show you the steps you need to take to own your own home. What Is a First-Time Home Buyer? You would think […]

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March 19, 2021
Why You Should Use a Home Loan Calculator in Utah

Many factors come into play when computing your mortgage. However, some of these elements, such as PMI, can easily be overlooked if you don’t make a conscious effort to keep track of them. Good thing there are now home loan or mortgage calculators in Utah available online, such as the one on the Integrity First […]

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What Our Clients Say About Us

  • “There is a lot of hype about what a great lending company such-and-such is, but I can tell you from my recent personal experience that Integrity First Lending refinanced my home within in 10 days with no hassle. And I mean NO HASSLE. The individuals working for this organization are both professional and, if I may add personally, the nicest people I have ever worked with. Words cannot express how happy my wife and are that we found Integrity First Lending and will unhesitatingly recommend them to anyone looking for an initial or refinanced home loan.”
    Joe L.
  • “What a fantastic team to work with. The commitment and communication with clients are the best. You will be in good hands working with Integrity First Lending. Highly recommended!”
    Mike M.
  • “This is our second time working with Integrity First. Both times we shopped around, checking for the best rates. Integrity had the lowest fees, lower even than the mortgage company who already held our loan. We received excellent customer care each time.”
    Mica T.
  • “Very easy company to work with! Painless refinance process and fast closing!”
    Cody W.
  • “Integrity First Lending is professional, helpful, and knowledgeable. They communicated clearly and regularly, so that I always knew what was happening. They responded promptly to my questions. The process went very smoothly because of their expertise. I highly recommend this team!”
    Becky B.
  • “The Integrity First team epitomizes a "customer-first" attitude. The team's responsiveness and timely communication make them stand out above the rest.”
    Bruce C.
  • “Integrity First has a great team on individuals who made our refinance quick and easy. We were able to do everything ok online through their portal right up until we closed with the title company.”
    Alison D.
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