2012, 2019

Understanding the Mortgage Preapproval Process

December 20th, 2019|

For anyone who has gone through the process of trying to buy a new home, you know it can be a little frustrating at times. But there are a few things you can do that will streamline the process so you can get into that home of your dreams just a little sooner. One of those things is to get [...]

1312, 2019

Things that Can Delay Your Home Loan Closing

December 13th, 2019|

There are few things in life more frustrating than finding your dream home and being ready to move in only to find out that your loan process has hit some delays (sometimes your fault, and sometimes it’s because of someone or something outside your control). If you are considering purchasing a new home any time soon, here are some things [...]

612, 2019

How to Decide When You Should Refinance Your Mortgage

December 6th, 2019|

Interest rates on home loans are at or close to all-time lows, but if you’re not in the market to purchase a home right now, it might seem like that news doesn’t impact you. However, for any homeowner with a higher interest rate on their mortgage, now might be the perfect time to take advantage of the low rates with [...]

1511, 2019

When to Lock in a Mortgage Interest Rate

November 15th, 2019|

If you’re thinking about buying a home, getting the lowest possible interest rate is crucial; low interest rates mean a lower total monthly payment, and lower payments over the life of the loan. On a $250,000 house, a 0.5% increase in your interest rate adds about $75 to your monthly payment, and over the life of a 30-year loan can [...]

811, 2019

Four Renovations that Can Increase Home Value

November 8th, 2019|

If you’re like many homeowners, the value of your home has increased in recent years with a good economy. That increase in home value means you have more equity, and you might be considering using some of that equity to renovate and improve your home. Before you do, though, make sure that the renovations you’re planning are going to actually [...]

111, 2019

Do You Know How to Improve Your Credit Score?

November 1st, 2019|

Your credit score holds a lot of power over your life, but many people lack an understanding of their own credit score (and how to improve it), and not knowing the truth or believing some of the myths out there can significantly impact every part of your financial life. A credit score is a number that tells creditors how likely [...]