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May 22, 2026
Utah Down Payment Assistance Programs: Complete 2026 Guide for First-Time Buyers

You've probably heard that you need 20% down to buy a home. For a $400,000 house, that's $80,000 — a daunting amount to save. But here's what many first-time buyers don't realize: you don't need anywhere near that much. In fact, you might not need a down payment at all. Utah offers multiple down payment […]

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May 22, 2026
Complete Guide to VA Loan Benefits for Utah Veterans in 2026

If you're a veteran or active-duty service member looking to buy a home in Utah, a VA loan is one of the best benefits you've earned. It's designed specifically to make homeownership more accessible for those who've served — and it comes with advantages you simply won't find in conventional mortgages. But VA loans are […]

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May 22, 2026
Utah Mortgage Rates — May 22, 2026

Utah Mortgage Rates — May 22, 2026 Good news for homebuyers and homeowners in Utah — mortgage rates remain attractive as we head into the Memorial Day weekend. Today's 30-year fixed rate sits at 6.625%, while the 15-year fixed offers even more savings at 5.875%. VA loans continue to be a strong option for eligible […]

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May 13, 2026
Utah Mortgage Rates — May 13, 2026

Today's Utah Mortgage Rates Good morning! Here are today's mortgage rates for Utah homebuyers and homeowners. Rates have held steady as markets continue to assess economic conditions and await upcoming data releases. Whether you're buying your first home, refinancing, or exploring your options, our team is here to help you find the right loan for […]

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May 12, 2026
Utah Mortgage Rates — May 12, 2026

Today's Utah Mortgage Rates Good morning! Here are today's mortgage rates for Utah homebuyers and homeowners. Rates have remained relatively stable as markets await more clarity on economic conditions. Whether you're buying your first home, refinancing, or exploring your options, our team is here to help you find the right loan for your situation. Loan […]

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May 11, 2026
Utah Mortgage Rates — Week of May 11, 2026

Welcome to this week's mortgage rate update for Utah homebuyers and homeowners. If you've been watching the market, you know that even small shifts in interest rates can make a meaningful difference in your monthly payment and overall buying power. Here's what you need to know as we kick off the week. Current Mortgage Rates […]

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May 10, 2026
Utah Mortgage Rates — May 10, 2026

Utah Mortgage Rates — May 10, 2026 Happy Sunday! Today's mortgage rates remain favorable for Utah homebuyers and homeowners looking to refinance. The 30-year fixed rate continues to offer stability for those planning to stay in their homes long-term, while the 15-year option provides an excellent opportunity to build equity faster with a lower rate. […]

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May 9, 2026
Utah Mortgage Rates — May 9, 2026

Utah Mortgage Rates — May 9, 2026 Good morning! Here are today's mortgage rates for Utah homebuyers and homeowners. Rates have held steady this week as markets await upcoming inflation data and Federal Reserve commentary. Whether you're buying your first home or refinancing your current mortgage, these rates give you a solid starting point. Remember, […]

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May 8, 2026
Utah Mortgage Rates — May 8, 2026

Utah Mortgage Rates — May 8, 2026 Good morning! Here are today's mortgage rates for Utah homebuyers and homeowners. Rates have held steady this week as markets digest recent economic reports and await next week's inflation data. Whether you're buying your first home or refinancing your current mortgage, these rates give you a solid starting […]

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May 7, 2026
Utah Mortgage Rates — May 7, 2026

Utah Mortgage Rates — May 7, 2026 Good morning! Here are today's mortgage rates for Utah homebuyers and homeowners. Rates have remained relatively stable this week as markets await further economic data. Whether you're buying your first home or refinancing your current mortgage, these rates give you a starting point. Remember, your actual rate depends […]

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What Our Clients Say About Us

  • “There is a lot of hype about what a great lending company such-and-such is, but I can tell you from my recent personal experience that Integrity First Lending refinanced my home within in 10 days with no hassle. And I mean NO HASSLE. The individuals working for this organization are both professional and, if I may add personally, the nicest people I have ever worked with. Words cannot express how happy my wife and are that we found Integrity First Lending and will unhesitatingly recommend them to anyone looking for an initial or refinanced home loan.”
    Joe L.
  • “What a fantastic team to work with. The commitment and communication with clients are the best. You will be in good hands working with Integrity First Lending. Highly recommended!”
    Mike M.
  • “This is our second time working with Integrity First. Both times we shopped around, checking for the best rates. Integrity had the lowest fees, lower even than the mortgage company who already held our loan. We received excellent customer care each time.”
    Mica T.
  • “Very easy company to work with! Painless refinance process and fast closing!”
    Cody W.
  • “Integrity First Lending is professional, helpful, and knowledgeable. They communicated clearly and regularly, so that I always knew what was happening. They responded promptly to my questions. The process went very smoothly because of their expertise. I highly recommend this team!”
    Becky B.
  • “The Integrity First team epitomizes a "customer-first" attitude. The team's responsiveness and timely communication make them stand out above the rest.”
    Bruce C.
  • “Integrity First has a great team on individuals who made our refinance quick and easy. We were able to do everything ok online through their portal right up until we closed with the title company.”
    Alison D.
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