Blog

Homes can serve both personal and investment purposes in many situations, and a good example of this theme is among those who consider the purchase of a second home. Those who have the financial flexibility to do so may find several different benefits from this move -- both in terms of personal or family comfort […]

In today's competitive housing market, buyers are always looking for little ways to help their home offers stand out to sellers. One method that may be useful for you here: Including a cover letter with your offer. At Integrity First Lending, we've assisted numerous clients with obtaining a quality mortgage loan, plus with using their […]

There are several important steps that make up a home search and mortgage application process, and one of them that's often among the most exciting for buyers is touring homes for sale. At the same time, it's important -- especially for first-time buyers who haven't been through this process before -- to know what to […]

If you're a potential homebuyer who's had your ear to the ground in recent months, by now you've likely heard about how low mortgage rates currently are. Is this really the case, and what do low mortgage rates actually mean for you and other buyers? At Integrity First Lending, we're proud to help all our […]

For those looking to refinance their mortgage, now is potentially a great time. Mortgage rates are very low currently, meaning there may be opportunities to refinance your home loan to a lower rate that makes your payment situation more affordable -- but ensuring you've taken the right steps in this process is important. At Integrity […]

Mortgage rates are in a constant state of fluctuation, and this naturally can create some stress for homebuyers who are looking to nail down the lowest rate possible. One potential solution available to many buyers in this situation: What's known as a mortgage rate lock. At Integrity First Lending, we're happy to assist clients with […]

The joys of homeownership often cannot be overstated. As mortgage lenders, we know just how many people want to buy a home in Utah. Especially if you are a first-time home buyer, the homebuying experience can be truly thrilling. Everyone wants to realize the American dream of homeownership! If you’re on the fence about buying […]

When you’re shopping for your first home, you may wonder what the rules are for first-time home buyers in Utah. You don’t want to make any mistakes or miss out on any deals for your first home mortgage. Don’t worry — trust the mortgage lenders at Integrity First Lending to help you through this uncharted […]

With mortgage interest rates so low, many homeowners are looking into refinancing to save money. But some are concerned that they might not qualify for a refinance in Utah. How do you know if you are likely to be approved for a refinance in Utah? The mortgage lenders at Integrity First Lending of Salt Lake […]

It’s easy to apply for a home loan — you can do it on your phone in minutes right from our website. But if you’ve never applied for a home loan before, you might be concerned about not getting approved. It’s disappointing, and it can make you leery of applying again. Integrity First Lending has […]