Are you searching for a partnership that enables you to grow?

Integrity First Lending’s vision is simple, we are focused on helping loan officers grow their business.

Work with Utah’s Best Mortgage Company

More than 70% of loan officers that come to work with us double their income within 18 months.
At Integrity, loan officers can actually focus on building relationships with clients because thanks to our great support system, our loan officers didn’t have to touch 88% of their files beyond the initial application AND they closed on time last month.
Because of our support team, we’re FAST. Our lead-based division moves their loans from initial disclosure to clear-to-close in just 11 business days.

It’s a good fit for them, could it be for you too?

When you join our team, we promise

An amazing support team

Your rockstar team will allow you to focus on production and relationships. Once an application is finished, 80% of our loans go to closing without the loan officer needing to be involved!!

Highly competitive rates

In today’s market, rates do matter. We keep our overhead low so that you can win more deals!

A coach dedicated to your success

Nobody achieves greatness alone, let us help you get there.

A note from Josh Stika

Founder & President of Integrity First Lending

Integrity First Lending’s vision is simple, we are focused on helping loan officers grow their business.

Most of the loan officers that join our company have experienced at least one of these common frustrations that has limited their growth. If any of the following frustrations resonate with you, we would love to have a conversation to see if our systems could help. Don’t hesitate to send Josh a message.

Promise #1: We will help you break a cycle of inconsistent production.
We’ve created a system that provides massive levels of support so that loan officers can focus on what actually creates business. Gone are the days of sending disclosures, gathering documents, and clearing conditions. Our system is designed to help loan officers break the cycle of inconsistent production.
Promise #2: We will help you grow beyond a production plateau.
Loan officers grow in a predictable way – there are no 5 million dollar-per-month producers that don’t know their guidelines like the back of their hand and have a perfectly defined process for their client and referral partner interactions. Every loan officer is at a different place in their personal growth – our coaching is one-on-one and designed to meet you where you are and give you a roadmap to help you get to where you want to be. Our coaching system is unique and proprietary, it is not something that is found or sold anywhere else. Our in-house tools are designed to accelerate your growth!
Promise #3: Low rates, always.
Sometimes your rates are just too high, and despite what your production manager is telling you, you both know that makes a difference. Our business model is built on a foundation designed to deliver competitive rates all year long. We’d love to compare a handful of scenarios to show you how aggressive our rates really are.

The loan officers that join Integrity First Lending come here to grow! Our systems have been designed and proven to help loan officers take their production to the next level. If you feel like you are capable of more than what you are currently producing, let’s have a conversation and see if our team could be a good fit.


Josh Stika

Josh Stika

What Our Clients Say About Us

  • “There is a lot of hype about what a great lending company such-and-such is, but I can tell you from my recent personal experience that Integrity First Lending refinanced my home within in 10 days with no hassle. And I mean NO HASSLE. The individuals working for this organization are both professional and, if I may add personally, the nicest people I have ever worked with. Words cannot express how happy my wife and are that we found Integrity First Lending and will unhesitatingly recommend them to anyone looking for an initial or refinanced home loan.”
    Joe L.
  • “What a fantastic team to work with. The commitment and communication with clients are the best. You will be in good hands working with Integrity First Lending. Highly recommended!”
    Mike M.
  • “This is our second time working with Integrity First. Both times we shopped around, checking for the best rates. Integrity had the lowest fees, lower even than the mortgage company who already held our loan. We received excellent customer care each time.”
    Mica T.
  • “Very easy company to work with! Painless refinance process and fast closing!”
    Cody W.
  • “Integrity First Lending is professional, helpful, and knowledgeable. They communicated clearly and regularly, so that I always knew what was happening. They responded promptly to my questions. The process went very smoothly because of their expertise. I highly recommend this team!”
    Becky B.
  • “The Integrity First team epitomizes a "customer-first" attitude. The team's responsiveness and timely communication make them stand out above the rest.”
    Bruce C.
  • “Integrity First has a great team on individuals who made our refinance quick and easy. We were able to do everything ok online through their portal right up until we closed with the title company.”
    Alison D.
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Equal Housing Lender

Equal Housing Lender. Integrity First Lending.
NMLS # 1006977
AZ License # 1004274

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