Heather Gibson

Utah Mortgage Loan Officer


NMLS# 1495930

The Girl Next Door Who Will Do Just About Anything For You

Hi! I’m Heather and I am ready to serve you. Even as a young girl I loved helping people achieve their dreams while offering the best experience possible. Now I love helping everyone into their new home at the lowest price possible. I especially love to help families with disabilities and veterans.

I am the mom of 7, a world traveler, a pet lover, and a passionate reader. I am your advocate.


Heather is a miracle worker. I had no idea how to work through the loan process and she helped me understand it and took care of all the problems that popped up along the way. She follows through with everything, and that gave me peace of mind. Knowing Heather was taking care of things relieved a lot of the stress inherent to getting a mortgage. Thanks to her work and resourcefulness I’m happy with my home and my loan.

David M., Google


I cannot say enough good things about Heather. She went above and beyond to help us buy our home soothly and amazingly fast! She communicates so well and effectively, we were never left in the dark during our home buying process. She worked tirelessly to get us the best deal and outshined the other lender we were considering. She added thoughtful gifts, and her team of underwriters and assistants are so efficient, kind, and professional. This is an amazing team we highly recommend. Thank Heather for making our dream home a reality we are over the moon!

Michelle, Zillow


My real estate clients have worked with Heather many times now. There are many good lenders out there, but few that can give my clients both great service AND great pricing. Last week I experienced this great service when we had a brand new home that needed to close by the weekend. The buyers had family coming in Friday to help them with the move. Builder was running late so the home didn’t finish up and get certificate of occupancy until Friday afternoon…which is too late to fund a loan for 99% of lenders (most need 2-7 days). Somehow Heather pulled it off, funded it within MINUTES of the builder getting a certificate of occupancy, and the buyers were VERY HAPPY. This of course makes my job a lot more fun. Thank you, Heather!

Andy McKay, Realtor, Google


Heather knows her stuff and is so kind and pleasant to work with! I have nothing but great things to say about my experience working with her. I had many questions about refinancing a family member’s loan. She had all the answers!

Laurie, Zillow


We found Heather Gibson to be a delight to work with. She is knowledgeable, detail oriented, and anxious to answer calls and resolve concerns. Her ability to get the best loan, at the best price, and at the earliest possible date is remarkable.

Devonna A., Google