3. Obtain Your Guarantees

If you’re in the market to buy your first home or a new house, you’ll need adequate home financing. And finding out whether or not you qualify for a mortgage can “make or break” this major financial decision.

Secure a Mortgage Pre-Approval and Close on Time Guarantee Certificate

If you’re in the market to buy your first home or a new house, you’ll need adequate home financing. And finding out whether or not you qualify for a mortgage can “make or break” this major financial decision.

Integrity First Lending gives you peace of mind during your loan-hunting process through our “Pre-Approval Guarantee” and “Close-on-Time Guarantee.” These are two crucial steps in the home buying process. By securing both, you’ll find out how much you can borrow and ensure a quick turnaround come closing day.

Obtain Your Guarantees

Guarantees You’ll Only Find Here

These guarantees are unique to Integrity First Lending and make a buyer’s offer more competitive in order to help them get the home they want. We hope it shows that we are willing to put our money where our mouth is to protect you, the borrower.

If you have any other questions, please give us a call, fill out the pre-qualification form, or start an application and we will be there for you through every step of the process.

Pre-Approval Guarantee

A mortgage pre-approval shows that you are serious about buying a new home or investing in property. Your pre-approval letter is proof that you can qualify for a home loan because it outlines your hypothetical mortgage interest rate, as well as other programs are eligible for.

During the pre-approval process, we collect your credit reports, bank statements, retirement account statements, pay stubs, recent tax returns, and W-2s. By securing a mortgage pre-approval, you can protect your earnest money and make your purchase offer more attractive to potential home sellers.

Pre-Approval Guarantee
Close On Time Guarantee

Close On Time Guarantee

Closing is the final step in the mortgage where you get the keys and move in to your new home. We help you get there as quickly and smoothly as possible.

Right from the get go, we set clear expectations so you understand the terms of your financing program. Secure peace of mind knowing that you will close on time.

What Our Clients Say About Us

  • “There is a lot of hype about what a great lending company such-and-such is, but I can tell you from my recent personal experience that Integrity First Lending refinanced my home within in 10 days with no hassle. And I mean NO HASSLE. The individuals working for this organization are both professional and, if I may add personally, the nicest people I have ever worked with. Words cannot express how happy my wife and are that we found Integrity First Lending and will unhesitatingly recommend them to anyone looking for an initial or refinanced home loan.”
    Joe L.
  • “What a fantastic team to work with. The commitment and communication with clients are the best. You will be in good hands working with Integrity First Lending. Highly recommended!”
    Mike M.
  • “This is our second time working with Integrity First. Both times we shopped around, checking for the best rates. Integrity had the lowest fees, lower even than the mortgage company who already held our loan. We received excellent customer care each time.”
    Mica T.
  • “Very easy company to work with! Painless refinance process and fast closing!”
    Cody W.
  • “Integrity First Lending is professional, helpful, and knowledgeable. They communicated clearly and regularly, so that I always knew what was happening. They responded promptly to my questions. The process went very smoothly because of their expertise. I highly recommend this team!”
    Becky B.
  • “The Integrity First team epitomizes a "customer-first" attitude. The team's responsiveness and timely communication make them stand out above the rest.”
    Bruce C.
  • “Integrity First has a great team on individuals who made our refinance quick and easy. We were able to do everything ok online through their portal right up until we closed with the title company.”
    Alison D.
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Equal Housing Lender. Integrity First Lending.
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