Real-Time Mortgage Interest Rates In Utah

Mortgage interest rates shift daily due to fluctuations in the market. Check out what rates you could qualify for today.

Today’s Refinance Rates


6.904 APR


7.750 APR

Rates subject to change. Refinance based on 740 credit score. Appraised Value $400,000; Loan Amount $300,000.
Today’s Purchase Rates


6.900 APR


7.627 APR

Rates subject to change. Purchase based on 740 credit score. Appraised Value $400,000; Loan Amount $300,000.

The rates above are generic for the market. For more personalized information about mortgage rates, to apply for a home loan, home equity loan, or refinance your home in Utah, talk to the friendly, helpful team at Integrity First Lending.

More information about mortgage interest rates

You may have heard that mortgage interest rates are at historic lows. It’s true, and it’s a good time to buy a home in Utah — or anywhere, for that matter.

One aspect of mortgage lending that has a big effect on mortgage interest rates is the term of the loan. The term is how long you will pay on your loan. Common loan terms are 15, 20, 25 and 30 years. Interest rates go down as the term gets lower, with a 15-year term being the lowest. The reason these rates are lower is because the mortgage lender doesn’t have to wait as long to get their money back.

Regardless of whether you choose a fixed-rate mortgage or an ARM, or what the term of your loan is, your interest rate may be affected by your credit score. Homebuyers with good credit scores will get the lowest interest rates.

Reach out to a loan officer at Integrity First Lending with any additional questions you may have regarding today’s mortgage interest rates.

    We have many different loan options to fit different credit scores. We look forward to having the opportunity to work with you and find the best loan your for situation.
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What Our Clients Say About Us

  • “There is a lot of hype about what a great lending company such-and-such is, but I can tell you from my recent personal experience that Integrity First Lending refinanced my home within in 10 days with no hassle. And I mean NO HASSLE. The individuals working for this organization are both professional and, if I may add personally, the nicest people I have ever worked with. Words cannot express how happy my wife and are that we found Integrity First Lending and will unhesitatingly recommend them to anyone looking for an initial or refinanced home loan.”
    Joe L.
  • “What a fantastic team to work with. The commitment and communication with clients are the best. You will be in good hands working with Integrity First Lending. Highly recommended!”
    Mike M.
  • “This is our second time working with Integrity First. Both times we shopped around, checking for the best rates. Integrity had the lowest fees, lower even than the mortgage company who already held our loan. We received excellent customer care each time.”
    Mica T.
  • “Very easy company to work with! Painless refinance process and fast closing!”
    Cody W.
  • “Integrity First Lending is professional, helpful, and knowledgeable. They communicated clearly and regularly, so that I always knew what was happening. They responded promptly to my questions. The process went very smoothly because of their expertise. I highly recommend this team!”
    Becky B.
  • “The Integrity First team epitomizes a "customer-first" attitude. The team's responsiveness and timely communication make them stand out above the rest.”
    Bruce C.
  • “Integrity First has a great team on individuals who made our refinance quick and easy. We were able to do everything ok online through their portal right up until we closed with the title company.”
    Alison D.
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