VA Home Loans
You can save in many ways with a VA mortgage or refinance.
VA home loans are some of the only programs left that provide a no money down option for borrowers. In addition, VA borrowers do not have to pay private mortgage insurance (PMI), which can cost home owners up to hundreds of dollars each month. Qualifying for a VA home loan is much easier as well.
VA loans include home purchase loans, interest rate reduction refinance loans, and cash-out refinance loans. With all of these loans competitive interest rates with no down payment are available. The Veteran’s Administration backs these loans that are made by banks, savings and loans, and mortgage companies. Though VA home loans come with a fee as low as 1.25%, the overall financial benefits make a new home or money saving refinance an affordable option for our veteran men, women, and some of their spouses.
We can get you pre-qualified and pre-approved to let you know your full benefits and the maximum loan amount you qualify for. Once you are pre-approved, the closing is smooth and fast. Our VA experts have the integrity and the experience to get you the best loan for your situation.
Did you know that out of over 22 million veterans, only 13% have used their VA home loan benefits. It’s so easy to see if you qualify and see how much you can save with a home purchase or refinance.
Give us a call and we’ll help you throughout the process.