Layton, Utah’s Go-To Mortgage Broker

When you are purchasing your first home or refinancing your current mortgage, you need a team you can trust to get you the best rates and a quick close. At Integrity First Lending we guarantee that you will get the lowest rate available and an on-time close when you work with us.

Purchasing a second property? Need cash-out? We can help. Our loan officers are experienced at creating mortgage solutions for any situation. We are here to answer all your questions and guide you through a personalized loan experience.

Let us create a mortgage solution tailored to your needs. We can get you pre-approved and on track to achieving your financial goals.

We Offer a Wide Variety of Mortgage Programs

If you are looking to explore different mortgage programs available in Layton, Utah, partner with one of our loan officers to see which options will work for you. Our team will give you one-on-one assistance in explaining your choices and help you make a decision for your future.

Not sure if you need a VA loan, FHA loan, USDA loan, or conventional loan? We can educate you on the best mortgage for your situation. Our loan officers have your best interests at heart and will ensure that you are well taken care of.

Worried you might not qualify for what you need? At Integrity First Lending we offer zero-down or low-down financing. Down payment and closing cost assistance is also available to those who qualify.

Discover Why Brokers are Best

Have you ever wondered what the difference is between brokers and banks? Brokers like us have access to a wide variety of mortgage products to ensure that you get the best deal out there. Banks are much more limited and can’t promise the personalized loan experience that we can.

If you are searching for the best independent broker in Layton, check out our 5-star reviews and give us a call. Our loan officers have decades of combined experience in finding the best mortgage solution for our buyers. We promise to always have your goals as our first priority.

Our Loan Officers Are on Your Side

Find a team in Layton that will work to make your financial goals a reality. Whether you are purchasing your first home or refinancing, we will show you all your options to put you in your best financial position. Our team has decades of combined experience and can find you the ideal rates and best programs for your situation.

We are on your side. Let our mortgage experts answer your questions and do all the heavy lifting with your loan. Give us a call to get your pre-approval started today.

What Our Clients Say About Us

“There is a lot of hype about what a great lending company such-and-such is, but I can tell you from my recent personal experience that Integrity First Lending refinanced my home within in 10 days with no hassle. And I mean NO HASSLE. The individuals working for this organization are both professional and, if I may add personally, the nicest people I have ever worked with. Words cannot express how happy my wife and are that we found Integrity First Lending and will unhesitatingly recommend them to anyone looking for an initial or refinanced home loan.”
Joe L.
“What a fantastic team to work with. The commitment and communication with clients are the best. You will be in good hands working with Integrity First Lending. Highly recommended!”
Mike M.
“This is our second time working with Integrity First. Both times we shopped around, checking for the best rates. Integrity had the lowest fees, lower even than the mortgage company who already held our loan. We received excellent customer care each time.”
Mica T.
“Very easy company to work with! Painless refinance process and fast closing!”
Cody W.
“Integrity First Lending is professional, helpful, and knowledgeable. They communicated clearly and regularly, so that I always knew what was happening. They responded promptly to my questions. The process went very smoothly because of their expertise. I highly recommend this team!”
Becky B.
“The Integrity First team epitomizes a "customer-first" attitude. The team's responsiveness and timely communication make them stand out above the rest.”
Bruce C.
“Integrity First has a great team on individuals who made our refinance quick and easy. We were able to do everything ok online through their portal right up until we closed with the title company.”
Alison D.