Good news for Utah homebuyers: mortgage rates are holding steady to start the week. As of this morning, the 30-year fixed rate comes in at 6.375% for well-qualified buyers — with options as low as 5.875% for those who choose to buy down their rate with points. Whether you’re purchasing your first home or refinancing, now is a great time to get a personalized quote and see exactly what you qualify for.
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed (no points) | 6.375% | 6.375% |
| 30-Year Fixed (with points) | 5.875% | 6.039% |
Rates are updated in real time. Visit our live rate page to see current options based on your loan amount and credit profile, or apply now to get a personalized rate quote from one of our loan officers.
Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 780 credit score, $450,000 purchase price, $90,000 down payment, conventional loan, primary home, single family. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.
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