Good news for homebuyers and homeowners in Utah — mortgage rates remain relatively stable as we head into the weekend. Today's rates offer solid opportunities whether you're purchasing a new home or considering a refinance. With the market holding steady, now could be an excellent time to lock in your rate.
Source: Bankrate.com, July 26, 2026
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.50% | 6.58% |
| 15-Year Fixed | 5.99% | 6.17% |
| VA 30-Year | 5.99% | 6.24% |
Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.
Ready to see your personalized rate? View our real-time rates page or get pre-approved today.
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