Utah mortgage rates are holding at their highest levels of 2026 this Thursday, March 26th. The 30-year fixed sits at 6.45%, and the 15-year fixed is at 5.79%. Rates have climbed from a 2026 low of around 6.09%, driven by rising oil prices tied to the conflict in Iran — and the Fed held its benchmark rate steady at its meeting last week. If you’ve been on the fence, this may be a good time to act before rates push higher.
Check our real-time rates page for the most current numbers, or apply now to get a personalized quote tailored to your situation.
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.45% | 6.51% |
| 15-Year Fixed | 5.79% | 5.89% |
| VA 30-Year | 6.32% | 6.35% |
Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.
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