Utah Mortgage Rates — April 20, 2026

April 20, 2026
Integrity First Lending

Utah Mortgage Rates — April 20, 2026

Happy Monday! Today's mortgage rates are holding steady with the 30-year fixed at 6.375% (6.539% APR) and the 15-year fixed at 5.875% (6.164% APR). VA loans remain an excellent option for eligible veterans at 5.990% (6.227% APR).

With no major Fed announcements scheduled this week, rates are expected to remain relatively stable. Now is a great time to explore your options if you're considering a purchase or refinance.

View real-time rates anytime or apply now to get your personalized quote.

Today's Rates

Loan Type Rate APR
30-Year Fixed 6.375% 6.539%
15-Year Fixed 5.875% 6.164%
VA 30-Year 5.990% 6.227%

Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.

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