Utah Mortgage Rates — May 22, 2026

May 22, 2026
Integrity First Lending

Utah Mortgage Rates — May 22, 2026

Good news for homebuyers and homeowners in Utah — mortgage rates remain attractive as we head into the Memorial Day weekend. Today's 30-year fixed rate sits at 6.625%, while the 15-year fixed offers even more savings at 5.875%. VA loans continue to be a strong option for eligible veterans at 5.990%.

With the Federal Reserve holding steady on rates and inflation showing signs of cooling, now is a smart time to lock in your rate. Whether you're buying your first home or refinancing, our team is here to help you find the best loan for your situation.

View real-time rates or get a personalized quote today.

Today's Utah Mortgage Rates

Loan Type Rate APR
30-Year Fixed 6.625% 6.810%
15-Year Fixed 5.875% 6.122%
VA 30-Year 5.990% 6.212%

Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.

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