Mortgage rates remain in the 6 percent range as we head into late May. For homebuyers and homeowners in Utah, today's rates offer stability for those looking to lock in financing.
VA loans continue to provide excellent value for eligible veterans and active-duty service members, with rates below conventional options. If you're considering a purchase or refinance, now is a good time to explore your options.
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.70% | 6.76% |
| 15-Year Fixed | 6.05% | 6.14% |
| VA 30-Year | 6.62% | 6.67% |
Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.
Source: Bankrate.com, May 26, 2026
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