Good morning! Here are today’s mortgage rates for Utah homebuyers and homeowners. Rates have remained relatively stable this week as markets digest recent economic data.
Today’s Rates:
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.50% | 6.63% |
| 15-Year Fixed | 6.00% | 6.13% |
| VA 30-Year | 5.75% | 6.21% |
Source: Bankrate.com, Zillow.com, Veterans United — July 11, 2026
VA loans continue to offer excellent value for eligible veterans and active-duty service members, with rates typically lower than conventional options. If you’re considering a purchase or refinance, now is a great time to lock in your rate.
Ready to get started? View our real-time rates page or apply now for a personalized quote tailored to your situation.
Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, \$400,000 appraised value, \$300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.
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