Rates have ticked up slightly this week as markets react to ongoing economic data. If you have been waiting to lock in, it is worth having a conversation about your options.
Here is what we are seeing today:
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.75% | 6.85% |
| 15-Year Fixed | 6.21% | 6.35% |
| VA 30-Year | 6.26% | 6.40% |
Source: Mortgage News Daily, July 14, 2026
Want to see how these rates look with your specific situation? Check our real-time rates page or get a personalized quote from one of our loan officers.
Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.
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