Utah Mortgage Rates — July 15, 2026

Good news for Utah homebuyers — mortgage rates remain relatively stable this week. The 30-year fixed rate is holding at 6.63%, keeping monthly payments predictable for those looking to lock in their home loan.

For borrowers seeking faster equity building, the 15-year fixed option is available at 6.13%. And for our veterans and active military, VA loan rates continue to offer excellent value at 5.875% — one of the best benefits of your service.

Source: Bankrate.com, Zillow.com, Veterans United — July 15, 2026

Markets have been steady as investors digest recent economic data. If you are shopping for a home or considering a refinance, now is a good time to get pre-qualified and see exactly what rate you qualify for.

View real-time rates or apply now for a personalized quote.

Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.