Good news for Utah homebuyers and homeowners — rates are holding steady this Friday. The 30-year fixed rate sits at 6.625%, while the 15-year fixed has dropped to 6.000%, making it an attractive option for those looking to pay off their home faster. VA loans remain competitive at 6.000% for eligible veterans and service members. With rates stabilizing after recent volatility, now is a great time to explore your options. View our real-time rates page or apply now to get a personalized quote from an Integrity First Lending loan officer.
Source: Zillow.com, July 17, 2026
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.625% | 6.788% |
| 15-Year Fixed | 6.000% | 6.297% |
| VA 30-Year | 6.000% | 6.309% |
Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.
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