Good morning! Here is what is happening with mortgage rates today. Rates are holding relatively steady as markets await further economic data. If you have been sitting on the fence, now is a great time to get pre-approved and see what you qualify for.
Today's Rates:
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.63% | 6.70% |
| 15-Year Fixed | 6.03% | 6.12% |
| VA 30-Year | 6.35% | 6.39% |
Source: Bankrate.com, July 21, 2026
Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.
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