Good news for Utah homebuyers and homeowners — rates remain stable today with the 30-year fixed holding at 6.75%. Whether you are buying your first home or considering a refinance, now is a great time to explore your options. VA loans continue to offer excellent value for eligible veterans and military families.
Source: Zillow.com, July 24, 2026
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.75% | 6.93% |
| 15-Year Fixed | 6.13% | 6.41% |
| VA 30-Year | 6.13% | 6.43% |
Ready to get started? View our real-time rates or apply now for a personalized quote.
Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.
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