Blog

Buying a home can be a complex process, and some homeowners find themselves with a mortgage that doesn’t work for them, or home repair problems that they can’t afford. A little work up-front can save you years of headaches and thousands of dollars. Check Your Credit Score First Home buyers need at least a credit […]

Starting a home loan application means you are on your way to receiving your pre-approval letter. That letter will let you know exactly how much you can borrow. That knowledge will help you save time and money as you search and make an offer on a home. Get a jump on fixing any financial issues […]

You usually don’t get what you don’t ask for when negotiating. So ask responsibly. You want to create a reasonable and fair offer that benefits both parties. In the process, there are some Do’s and Don’ts that can help make sure you are getting a good deal. Do’s: Have your real estate agent negotiate for […]

There are at least 7 things you must do to win in the home buying process. Winning means getting a fair deal and being satisfied with your purchase. These 7 things should happen after you receive your pre-approval letter. Work with a reputable and referred real estate agent. You don’t want to just work with […]

A pre-approval letter is an official document from a lender that lets the borrower know you are serious, you can get the money, and that the closing process should be smooth and fast. This letter can be shown to sellers at the appropriate time to show the specific mortgage amount they are approved for. These […]

Not knowing what you can afford can be a major stumbling block as you try to navigate through the home buying process. Know your credit score Buyers can be best served by finding their current credit score, cleaning up any negatives on their credit report, keeping account balances below 30% of their limits, saving enough […]