Good news for Utah homebuyers and homeowners — mortgage rates are holding relatively steady as we approach the end of April. The 30-year fixed rate remains in the mid-6% range, offering stability for those looking to lock in their rate. The Federal Reserve has signaled a cautious approach to rate changes, which has helped keep mortgage rates from climbing higher.
If you are considering buying a home or refinancing, now is a good time to explore your options. Every borrower’s situation is unique, and the rates below are a starting point. For a personalized quote based on your credit score, loan amount, and down payment, reach out to our team or visit our real-time rates page.
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.375% | 6.530% |
| 15-Year Fixed | 5.750% | 6.054% |
| VA 30-Year | 6.000% | 6.287% |
Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, \$400,000 appraised value, \$300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.
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