Happy Friday! Today's mortgage rates remain favorable for homebuyers and homeowners looking to refinance. The 30-year fixed rate continues to offer stability for those planning to stay in their homes long-term, while the 15-year option provides an excellent path to build equity faster with a lower rate.
VA loans remain an outstanding benefit for eligible veterans and active-duty service members, offering competitive rates with no down payment required. If you've been waiting for the right time to explore your options, now is a great moment to connect with our team.
Check out our real-time rates page for live updates, or apply now to get your personalized rate quote.
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.750% | 6.850% |
| 15-Year Fixed | 6.125% | 6.250% |
| VA 30-Year | 6.250% | 6.400% |
Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.
Equal Housing Lender. Integrity First Lending.
NMLS # 1006977
AZ License # 1004274
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