Utah Mortgage Rates — May 1, 2026

May 1, 2026
Integrity First Lending

Utah Mortgage Rates — May 1, 2026

Happy Friday! Today's mortgage rates remain favorable for homebuyers and homeowners looking to refinance. The 30-year fixed rate continues to offer stability for those planning to stay in their homes long-term, while the 15-year option provides an excellent path to build equity faster with a lower rate.

VA loans remain an outstanding benefit for eligible veterans and active-duty service members, offering competitive rates with no down payment required. If you've been waiting for the right time to explore your options, now is a great moment to connect with our team.

Check out our real-time rates page for live updates, or apply now to get your personalized rate quote.

Today's Rates

Loan Type Rate APR
30-Year Fixed 6.750% 6.850%
15-Year Fixed 6.125% 6.250%
VA 30-Year 6.250% 6.400%

Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.

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