Utah Mortgage Rates — April 18, 2026

April 18, 2026
Integrity First Lending

Utah Mortgage Rates — April 18, 2026

Good news for homebuyers and homeowners in Utah — mortgage rates have eased slightly from recent highs. Today's 30-year fixed rates are hovering around 6.33% APR, while 15-year fixed options are near 5.83% APR. VA loans continue to offer excellent value for eligible veterans and service members.

After a volatile few weeks driven by global uncertainty, rates have settled into a more stable range. This is a welcome shift for the spring homebuying season.

Keep in mind that the rate you qualify for depends on your credit score, loan amount, down payment, and other factors. For a personalized quote tailored to your situation, apply now or visit our real-time rates page.

Today's Rates

Loan Type Rate APR
30-Year Fixed 6.33% 6.40%
15-Year Fixed 5.83% 5.90%
VA 30-Year 5.67% 5.75%

Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.

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