Good news for homebuyers and homeowners in Utah — mortgage rates have eased slightly from recent highs. Today's 30-year fixed rates are hovering around 6.33% APR, while 15-year fixed options are near 5.83% APR. VA loans continue to offer excellent value for eligible veterans and service members.
After a volatile few weeks driven by global uncertainty, rates have settled into a more stable range. This is a welcome shift for the spring homebuying season.
Keep in mind that the rate you qualify for depends on your credit score, loan amount, down payment, and other factors. For a personalized quote tailored to your situation, apply now or visit our real-time rates page.
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.33% | 6.40% |
| 15-Year Fixed | 5.83% | 5.90% |
| VA 30-Year | 5.67% | 5.75% |
Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.
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