Utah Mortgage Rates — April 21, 2026

April 21, 2026
Integrity First Lending

Utah Mortgage Rates — April 21, 2026

Good morning! Today's mortgage rates in Utah remain stable, continuing the steady trend we've seen over recent sessions. For qualified buyers, 30-year fixed rates are holding at 6.875% (6.987% APR), while 15-year fixed options offer a competitive 6.125% (6.249% APR). VA borrowers can access 30-year fixed rates at 6.500% (6.652% APR).

With no major Fed announcements this week, rates are expected to remain range-bound. For the most current pricing tailored to your situation, visit our real-time rates page or apply now for a personalized quote.

Loan Type Rate APR
30-Year Fixed 6.875% 6.987%
15-Year Fixed 6.125% 6.249%
VA 30-Year 6.500% 6.652%

Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.

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