Utah Mortgage Rates — April 23, 2026

April 23, 2026
Integrity First Lending

Utah Mortgage Rates — April 23, 2026

Good morning! Today's mortgage rates in Utah remain competitive for homebuyers and those looking to refinance. The 30-year fixed rate is holding steady, making it a great time to lock in your rate if you're shopping for a home. With the spring buying season in full swing, getting pre-approved now puts you in a strong position.

Here are today's rates from Integrity First Lending:

Loan Type Rate APR
30-Year Fixed 6.875% 7.076%
15-Year Fixed 6.375% 6.715%
VA 30-Year 6.250% 6.596%

Ready to see what you qualify for? Check our real-time rates page for the latest updates, or apply now to get a personalized rate quote tailored to your situation.

Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.

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