Good morning! Here are today's mortgage rates for Utah homebuyers and homeowners. Rates have remained relatively stable this week as markets await further economic data.
Whether you're buying your first home or considering a refinance, these are the current starting points. Remember, your actual rate depends on your specific situation—credit score, loan amount, and down payment all play a role.
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.875% | 7.016% |
| 15-Year Fixed | 6.375% | 6.650% |
| VA 30-Year | 6.500% | 6.691% |
Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.
Ready to see what rate you qualify for? Check our real-time rates page or apply now for a personalized quote.
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