Good news for Utah homebuyers and homeowners — mortgage rates remain stable in the 6% range as we head into early June. According to Bankrate, today's 30-year fixed rate sits at 6.54%, while 15-year fixed loans are available at 5.90%. VA borrowers can lock in at 6.57%.
These rates represent a significant improvement from the 8% peaks seen in recent years, making it an attractive time to buy or refinance. View our real-time rates page for live updates, or apply now to get your personalized quote.
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.54% | 6.61% |
| 15-Year Fixed | 5.90% | 5.99% |
| VA 30-Year | 6.57% | 6.62% |
Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.
Source: Bankrate.com, June 2, 2026
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