Utah Mortgage Rates — March 28, 2026

March 28, 2026
Integrity First Lending

Good news for Utah home buyers — mortgage rates are holding in solid territory heading into the spring buying season. As of this morning, Integrity First Lending is showing a 30-year fixed at 6.000% (6.189% APR) and a 15-year fixed at 5.375% (5.608% APR). The 30-year rate sitting at the 6.000% mark offers meaningful buying power compared to the higher rates many saw over the past couple of years. If you’re looking to make a move before spring competition heats up, now is a great time to explore your options. Check our real-time rates page for live updates, or get a personalized quote from one of our Utah loan officers today.

Loan Type Rate APR
30-Year Fixed 6.000% 6.189%
15-Year Fixed 5.375% 5.608%

Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.

View today’s live Utah mortgage rates | Apply Now

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