Utah Mortgage Rates — May 12, 2026

May 12, 2026
Integrity First Lending

Today's Utah Mortgage Rates

Good morning! Here are today's mortgage rates for Utah homebuyers and homeowners. Rates have remained relatively stable as markets await more clarity on economic conditions.

Whether you're buying your first home, refinancing, or exploring your options, our team is here to help you find the right loan for your situation.

Loan Type Rate APR
30-Year Fixed 6.25% 6.262%
15-Year Fixed 5.875% 5.95%
VA 30-Year 6.125% 6.20%

See real-time rates anytime or apply now to get your personalized quote.

Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.

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