Utah Mortgage Rates — May 2, 2026

May 2, 2026
Integrity First Lending

Utah Mortgage Rates — May 2, 2026

Happy Saturday! Mortgage rates are holding steady this weekend, giving homebuyers and homeowners a consistent landscape to work with. The 30-year fixed rate remains stable, offering predictable monthly payments for those planning to settle in for the long haul. The 15-year fixed continues to be an attractive option for building equity faster.

VA loans remain a fantastic benefit for eligible veterans and active-duty service members, providing competitive rates with no down payment required. With rates holding firm, it is a great time to explore your options and get pre-qualified.

Visit our real-time rates page for live updates, or apply now to get your personalized rate quote.

Today's Rates

Loan Type Rate APR
30-Year Fixed 6.750% 6.850%
15-Year Fixed 6.125% 6.250%
VA 30-Year 6.250% 6.400%

Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.

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