Utah Mortgage Rates — May 4, 2026

May 4, 2026
Integrity First Lending

Utah Mortgage Rates — May 4, 2026

Good morning! Here are today's mortgage rates for Utah homebuyers and homeowners. The 30-year fixed rate is holding steady, offering stability for those looking to lock in their monthly payment.

With rates remaining relatively flat over the past week, now is a good time to explore your options. Whether you're buying your first home or refinancing, our team is here to help you find the right loan program.

Today's Rates

Loan Type Rate APR
30-Year Fixed 6.625% 6.822%
15-Year Fixed 6.000% 6.322%
VA 30-Year 6.250% 6.536%

View real-time rates anytime, or apply now to get your personalized rate quote.

Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.

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