Good news for Utah homebuyers and homeowners — mortgage rates are holding steady this week. Today's 30-year fixed rate sits at 6.875%, while the 15-year fixed offers a lower rate of 6.125% for those looking to build equity faster. VA loans remain an excellent option for eligible veterans at 6.25%.
With the Federal Reserve maintaining its current stance and inflation data showing signs of stabilization, rates have settled into a predictable range. This consistency gives buyers confidence to lock in financing without fear of sudden spikes.
Ready to see what you qualify for? Check our real-time rates page for live updates, or apply now to get a personalized quote from one of our loan officers.
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.875% | 6.99% |
| 15-Year Fixed | 6.125% | 6.29% |
| VA 30-Year | 6.25% | 6.49% |
Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.
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