Utah Mortgage Rates — May 8, 2026

Good morning! Here are today's mortgage rates for Utah homebuyers and homeowners. Rates have held steady this week as markets digest recent economic reports and await next week's inflation data.

Whether you're buying your first home or refinancing your current mortgage, these rates give you a solid starting point. Remember, your actual rate depends on your credit score, loan amount, down payment, and other factors. For a personalized quote tailored to your situation, apply now or visit our real-time rates page.

Today's Rates

Rates shown are for informational purposes and subject to change without notice. Displayed rates are based on a 740 credit score, $400,000 appraised value, $300,000 loan amount. Individual rates depend on credit score, loan amount, down payment, loan type, and other factors. Contact an Integrity First Lending loan officer for a personalized rate quote.