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In addition to a down payment, most conventional first-time home loans come with closing costs. These fees can make budgeting to buy a house more difficult, so understanding what to expect ahead of time is important. Here, the mortgage experts at Integrity First Lending explain what closing costs cover, how much yours may be and […]

Getting ready to apply for a first-time home loan? One of the most important decisions you’ll need to make is whether to go with a 15-year mortgage or a 30-year mortgage. Many people choose to pay on their mortgage loans for 30 years – some even think that a 30-year term is required for first-time […]

With a Fannie Mae HomeStyle renovation loan, you can purchase or refinance a property and have funds for remodeling or repairs – without the need for a second mortgage, home equity loan or line of credit. A HomeStyle loan is an easy and affordable option for financing major home improvement projects. If you’re looking to […]

A home refinance loan can benefit your budget in multiple ways. Mortgage refinancing can free up more money each month, help you pay off your house more quickly or allow you to consolidate your debts -- and any of these advantageous outcomes can put you on better financial footing. Are you ready for mortgage refinancing? […]

When you shop for a first-time home loan, you will come across a wide range of options. Fixed-rate mortgages are popular, as they come with several advantages. However, going with a fixed rate loan is not the right choice for every home buyer. Getting a home loan that meets your individual needs is important, so […]

The traditional path to becoming a landlord is to save up money to purchase a rental home. Taking out an investment property loan is a shortcut, allowing you to achieve your goals sooner. However, when it comes to financing investment properties, the options are somewhat limited. Many programs, including VA home loans and FHA mortgages, […]

Why would you want to use a broker for your home loan? It would be easy to just run to your nearest bank or credit union. But this may not be the best way to get a loan that is created just for you. Like everything else, there are good loans and bad loans. Lenders […]

Do you qualify for a VA loan? Ultimately, the U.S. Department of Veterans Affairs has the final say, but many service members, reservists, veterans and their surviving spouses meet the VA loan eligibility requirements. An experienced loan officer can determine whether you’re likely to qualify, but these are the basic guidelines for qualification. VA Loans […]

Becoming an investor in real estate is a great way to make a “long term” profit in today’s real estate market. But getting a loan with current lending standards can be out of the reach of most investors. An investment property, one that you don’t live in but rent out, is a great way to […]

There is great power in being a first-time home buyer, even though you may not feel like it. For starters, you have access to special loan programs that can help you close a loan more quickly and less expensively than if you had already purchased a home before. In first-time mortgage loans, you can expect […]