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August 16, 2019
Home Equity Loan or Cash-Out Refinance: Which Is Right for You?

Home equity loans and cash-out refinance loans both allow you convert the equity in your home to cash you can access immediately. Either option can provide you with the funds for renovations, repairs, debt consolidation or anything else you need. Here, the Integrity First Lending team looks at the differences between the two types of […]

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August 12, 2019
What are Mortgage Discount Points?

When you take out a home loan, your lender may ask if you want to pay for any mortgage discount points. Paying for points is a way of prepaying interest on your mortgage. The more you buy, the lower your home loan interest rate will be – which is why the process is referred to […]

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July 19, 2019
Home Refinancing: 6 Reasons a Refinance Loan May Be Right for You

When is the right time for home refinancing? A refinance loan could help you meet your financial needs and goals, and there are several situations that indicate refinancing could be to your benefit. If any of the following apply to you, you may want to kick start the mortgage refinance process soon. No. 1: You […]

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July 12, 2019
VA Home Loans – Top 10 Benefits for Borrowers

VA home loans can make becoming a homeowner easier and more affordable—yet only 13 percent of those who are eligible take advantage of their VA loan benefits. For veterans, reservists, active-duty service personnel, military spouses and members of certain other groups, VA home loans can be the ideal mortgage solution. Here’s why. No. 1:  No […]

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July 5, 2019
The Basics of Closing Costs for First-Time Home Loans

In addition to a down payment, most conventional first-time home loans come with closing costs. These fees can make budgeting to buy a house more difficult, so understanding what to expect ahead of time is important. Here, the mortgage experts at Integrity First Lending explain what closing costs cover, how much yours may be and […]

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June 21, 2019
First-Time Home Loans – 15-Year vs. 30-Year Mortgages

Getting ready to apply for a first-time home loan? One of the most important decisions you’ll need to make is whether to go with a 15-year mortgage or a 30-year mortgage. Many people choose to pay on their mortgage loans for 30 years – some even think that a 30-year term is required for first-time […]

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June 14, 2019
Advantages of HomeStyle Renovation Loans

With a Fannie Mae HomeStyle renovation loan, you can purchase or refinance a property and have funds for remodeling or repairs – without the need for a second mortgage, home equity loan or line of credit. A HomeStyle loan is an easy and affordable option for financing major home improvement projects. If you’re looking to […]

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June 7, 2019
How to Get a Home Refinance Loan

A home refinance loan can benefit your budget in multiple ways. Mortgage refinancing can free up more money each month, help you pay off your house more quickly or allow you to consolidate your debts -- and any of these advantageous outcomes can put you on better financial footing. Are you ready for mortgage refinancing? […]

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May 27, 2019
First-Time Home Loans – Is a Fixed-Rate Mortgage Right for You?

When you shop for a first-time home loan, you will come across a wide range of options. Fixed-rate mortgages are popular, as they come with several advantages. However, going with a fixed rate loan is not the right choice for every home buyer. Getting a home loan that meets your individual needs is important, so […]

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May 18, 2019
To Become a Landlord, Consider an Investment Property Loan

The traditional path to becoming a landlord is to save up money to purchase a rental home. Taking out an investment property loan is a shortcut, allowing you to achieve your goals sooner. However, when it comes to financing investment properties, the options are somewhat limited. Many programs, including VA home loans and FHA mortgages, […]

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What Our Clients Say About Us

  • “There is a lot of hype about what a great lending company such-and-such is, but I can tell you from my recent personal experience that Integrity First Lending refinanced my home within in 10 days with no hassle. And I mean NO HASSLE. The individuals working for this organization are both professional and, if I may add personally, the nicest people I have ever worked with. Words cannot express how happy my wife and are that we found Integrity First Lending and will unhesitatingly recommend them to anyone looking for an initial or refinanced home loan.”
    Joe L.
  • “What a fantastic team to work with. The commitment and communication with clients are the best. You will be in good hands working with Integrity First Lending. Highly recommended!”
    Mike M.
  • “This is our second time working with Integrity First. Both times we shopped around, checking for the best rates. Integrity had the lowest fees, lower even than the mortgage company who already held our loan. We received excellent customer care each time.”
    Mica T.
  • “Very easy company to work with! Painless refinance process and fast closing!”
    Cody W.
  • “Integrity First Lending is professional, helpful, and knowledgeable. They communicated clearly and regularly, so that I always knew what was happening. They responded promptly to my questions. The process went very smoothly because of their expertise. I highly recommend this team!”
    Becky B.
  • “The Integrity First team epitomizes a "customer-first" attitude. The team's responsiveness and timely communication make them stand out above the rest.”
    Bruce C.
  • “Integrity First has a great team on individuals who made our refinance quick and easy. We were able to do everything ok online through their portal right up until we closed with the title company.”
    Alison D.
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