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Many people think a home equity loan and a home equity line of credit are the same thing. They’re similar, but they aren’t exactly the same. Learn the difference between home equity loans and home equity lines of credit from the experience team at Integrity First Lending of Utah. What Is a Home Equity Loan? […]

You may have heard that mortgage interest rates are at historic lows. It’s true, and it’s a good time to buy a home in Utah — or anywhere, for that matter. But why do interest rates vary? Why are they not the same every day for everyone? The mortgage lenders at Integrity First Lending explain […]

When you’re having cash flow problems, you might consider a home equity loan in Utah. These types of loans can be a lifesaver, or a way to achieve your dreams. But it’s good to consider the ins and outs of a home equity loan before deciding to apply for one. The mortgage lenders at Integrity […]

Arguably, the hardest part of buying a home in Utah is coming up with the down payment. You may know people who have put tens of thousands of dollars down and others who got a zero-down mortgage in Utah. How does it work? How much do you really need? The mortgage lenders at Integrity First […]

When you’re considering buying a home, you want to make sure you choose one that you can afford. But how do you know? Integrity First Lending’s mortgage payment calculator can help.   How Do You Use a Mortgage Payment Calculator? Integrity First Lending has a tool that makes it easy to calculate your mortgage payments. […]

If you have filed for bankruptcy, you may wonder when you will be eligible to apply for a home loan in Utah. The time period varies based on a number of factors. To find out whether — or when — you qualify for a home loan in Salt Lake City after filing for bankruptcy, talk […]

You may have considered refinancing during the pandemic, but you may have been unsure about whether that was the best time. Should you wait to see if mortgage rates in Utah fall even lower? Or will you miss out on a better deal by waiting? It can be hard to tell. You need a Utah […]

It can be hard to save up $50,000 or more for a down payment on a home. You may wonder if you qualify for a zero down mortgage in Utah. Talk to the mortgage lenders at Integrity First Lending of Salt Lake City. We can help you find out if you qualify for this helpful […]

Your mortgage rate determines how much you pay for your home loan. Interest rates change over time, but should you base your decision to buy a home on the current mortgage rates in Utah? The mortgage lenders at Integrity First Lending explain how much weight you should give to current mortgage rates when deciding to […]

If you’re thinking of buying your first home, Integrity First Lending can help! We’re the mortgage company in Utah that’s known for helping first-time home buyers realize their dream of homeownership. We can show you the steps you need to take to own your own home. What Is a First-Time Home Buyer? You would think […]