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If you've been watching Utah's housing market and waiting for the "right" moment to buy, spring 2026 is worth taking seriously. Not because prices have suddenly become easy, or because rates have dropped to the lows of a few years ago — they haven't. But because spring is historically when the most homes come to […]

The majority of Utah homebuyers use a conventional loan. It's the most common mortgage product in the country for a reason: flexible down payment options, no government agency restrictions on property type, and competitive pricing for buyers with solid credit. But despite their prevalence, many buyers don't fully understand how conventional loans work — or […]

Before you talk to a lender, before you start touring homes, most buyers want to know one thing: what would this actually cost me every month? It's the right question to start with. And while an interactive mortgage calculator gives you a quick number, understanding what goes into that number makes you a smarter buyer […]

Utah Mortgage Rates — April 22, 2026 Good news for Utah homebuyers — mortgage rates remain relatively stable as we move through late April. Today's 30-year fixed rate sits at 6.44%, keeping home financing accessible for those looking to purchase or refinance. The 15-year fixed option at 6.00% APR continues to offer significant interest savings […]

Utah Mortgage Rates — April 21, 2026 Good morning! Today's mortgage rates in Utah remain stable, continuing the steady trend we've seen over recent sessions. For qualified buyers, 30-year fixed rates are holding at 6.875% (6.987% APR), while 15-year fixed options offer a competitive 6.125% (6.249% APR). VA borrowers can access 30-year fixed rates at […]

Where Utah Mortgage Rates Stand This Week Welcome to your weekly mortgage rate update for Utah homebuyers and homeowners. If you have been watching the market, you will be glad to know rates have remained relatively stable this week, giving buyers a bit of breathing room as we head further into the spring home buying […]

Utah Mortgage Rates — April 20, 2026 Happy Monday! Today's mortgage rates are holding steady with the 30-year fixed at 6.375% (6.539% APR) and the 15-year fixed at 5.875% (6.164% APR). VA loans remain an excellent option for eligible veterans at 5.990% (6.227% APR). With no major Fed announcements scheduled this week, rates are expected […]

Utah Mortgage Rates — April 18, 2026 Good news for homebuyers and homeowners in Utah — mortgage rates have eased slightly from recent highs. Today's 30-year fixed rates are hovering around 6.33% APR, while 15-year fixed options are near 5.83% APR. VA loans continue to offer excellent value for eligible veterans and service members. After […]

Utah Mortgage Rates — Week of April 6, 2026 This week in the Utah housing market, we're seeing some shifts in mortgage rates. If you're considering buying a home or refinancing, staying informed is the first step toward making a confident decision. Let's take a look at where things stand. As of this morning, April […]

Utah Mortgage Rates — April 6, 2026 Here are the latest Utah mortgage rates from Integrity First Lending. Today, the popular 30-year fixed-rate mortgage is available at 6.375% (6.375% APR). Mortgage rates can change quickly, so for the most current information, please visit our real-time rates page. Contact one of our loan officers today to […]