2003, 2020

Important First Steps Before Applying for a Mortgage

March 20th, 2020|

There is a lot of information out there about the mortgage loan process itself—what documents you need, how long each step takes, and more—but not as much information about the important steps you should be taking several months, and even years, before you go to apply for that mortgage. Here are some important things that should be on your radar [...]

1303, 2020

Can You Still Get a Home Loan During Coronavirus Shutdowns?

March 13th, 2020|

There is a lot of uncertainty right now in our healthcare system and society as we try to stay on top of a global pandemic that has changed everything. At the same time that our government leaders are urging (or requiring) people to stay home to prevent the spread of disease, near-record-low mortgage rates have made many people look more [...]

603, 2020

Things That Could Hurt Your Ability to Get a Home Loan

March 6th, 2020|

Whether you are a new homebuyer or someone who has an existing home and is looking to upgrade, it’s important to understand how underwriters look at potential loan applicants, and what kinds of things might raise a red flag and hurt your ability to get a loan or a good interest rate. Here are a few of the most common. [...]

2102, 2020

Important Information to Have Before Applying for a Mortgage

February 21st, 2020|

The mortgage application process can seem difficult, but it doesn’t have to be. If you take time before your application to get some basic information together, and take a few important steps in advance, the process can be very easy. Here are the documents and information you should have before you apply. Your Credit Score Perhaps one of the most [...]

1402, 2020

Understanding the Home Buying Timeline

February 14th, 2020|

So you’re ready to buy a home. That’s exciting, but before you get ahead of yourself and start packing boxes, it’s a good idea to know what the average timeline is for someone to get into a new home. Part of the process includes time to get qualified for and close on the mortgage. Here’s an overview of that timeline [...]

702, 2020

Calculating How Much Home You Can Afford

February 7th, 2020|

Whether you’re looking to buy your first home, you’re ready to upgrade from your current place to have more room to grow your family, or you need to downsize in retirement, one of the first questions you should answer is how much home you can afford. Calculating the information can help you shop for homes in the right price range. [...]