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There are a few terms you never want to be hearing in the mortgage or any other loan world, and one of these is "predatory." A predatory lender is an individual or entity that are out to pull the wool over your eyes and make a quick buck by taking advantage of unsuspecting borrowers, and […]

There are a number of elements that homebuyers will be thinking about during this process, including some important financial themes for purchasing and owning a home. One of these that must be considered, and which it pays to know, is your home's property tax. When you work with the pros at Integrity First Lending, we'll […]

There are a few things first-time homebuyers will have to learn about as they enter the mortgage and homebuying market, and one of these that becomes important once you find a home you want to buy is the realm of contingencies. Referring to various conditions found in the contract you sign with the seller of […]

VA loans (backed by the US Department of Veterans Affairs) are some of the most beneficial mortgage types out there for those who qualify, offering no down payment requirements and fantastic mortgage rates to military veterans and their spouses. And while the qualification thresholds for VA loans are relaxed compared to many other loan types, […]

For prospective or upcoming homeowners, one of the most important long-term elements typically considered is the monthly mortgage payment. Knowing exactly how much you'll be paying each month moving forward is vital for any mortgage loan and home you're considering, and for many buyers, this also includes understanding the different elements that comprise the monthly […]

There are numerous benefits offered to those who utilize the FHA loan program for their mortgage, and some of these are present in the realm of refinancing. In particular, one form of FHA refinancing that's often carried out by homeowners for a few different benefits is known as the streamline refinance. At Integrity First Lending, […]

For many prospective homebuyers, including first-time buyers, the FHA loan program is ideal. Backed by the Federal Housing Administration and offering low interest rates and flexible qualification thresholds, FHA loans are some of the most commonly-used loans among first-time buyers -- but those in this position may need a hand when it comes to their […]

Many who are entering the home market are well aware that the FHA program is one of the most prominent loan types available, especially for first-time homebuyers. Did you realize, though, that even within the FHA program realm, there are multiple different sub-types of loans that might be ideal for you? At Integrity First Lending, […]

As many are well aware, there are plenty of situations where current homeowners who hold a mortgage will be looking to refinance it, whether for lower monthly payments, more stable payment structure or for other reasons. But because certain specialty mortgage programs differ from conventional loans in several ways, there are those who wonder whether […]

For those who qualify, including active military, spouses and veterans, use of the VA loan program is enormously beneficial. Coming with special features like no down payment and no private mortgage insurance, VA loans are one of the government's ways of giving back to its service members -- and if you're looking to take advantage […]